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Welcome to a truly unique and expansive residence offering nearly 3,000 square feet of living space and over 6,000 total square feet under roof, all nestled along a 120-foot-wide direct Gulf access saltwater canal—a boater’s dream! Enjoy boating and entertaining with lots of seating areas around the dock area and an 8,000 lb boat lift. What truly sets this property apart is the attached two-story Mother-in-Law Suite—with its own private front entry gated courtyard, a kitchenette, downstairs living area, pool access, and an upstairs bedroom with ensuite bathroom and a walk-in shower. It also has access to the main house. The Mother-in-law Suite is perfect l for multi-generational living, extended family, guests, or caregivers, this private wing offers comfort and independence. The kitchen has soft-close cabinetry, under-cabinet lighting, stainless steel appliances, and a functional layout perfect for any chef. The spacious primary bedroom suite offers private access to the lanai and pool area, a large custom walk-in closet with cabinetry and organizers and a luxurious ensuite bath featuring a jetted Jacuzzi tub large plate glass window with a motorized privacy shade, plus a generous walk-in tiled shower with multi-head shower head. Enjoy peace of mind with hurricane protection on all windows and doors, including some impact-rated glass, accordion shutters and acrylic shutters. There are two newer A/C systems, and a 3-car garage with hurricane-rated doors and ample overhead storage. The heated pool has been recently resurfaced and is surrounded by tropical palms and plenty of space to relax or entertain by the water’s edge while watching the passing boat traffic. Best of all, this home has never experienced flooding, and flood insurance is just $784/year—a rare find for waterfront living. Don’t miss this extraordinary opportunity to own a home that blends space, flexibility, and waterfront beauty. This is the lifestyle you've been waiting for!
Property Details
Price: $750,000
Sq Ft: 2,880
($260 per
sqft)
Bedrooms: 4
Bathrooms: 3
City: Cape Coral
County: Lee
Type: Single Family
Development: Cape Coral
Acres: 0.2450
Virtual Tour/Floorplan:
View
Year Built: 1989
Listing Number: 2026033584
Status Code: A-Active
Taxes: $6,968.86
Tax Year: 2024
Application Fee: $0.00
Garage:
3
/
Y
Furnishings: Unfurnished
Pets Allowed: Yes
Interior Features:
French Doors
Pull Down Stairs
Smoke Detectors
Vaulted Ceiling(s)
Volume Ceiling
Walk- In Closet(s)
Window Coverings
Amenities:
None
Financial Information:
Taxes: $6,968.86
Tax Year: 2024
Exterior Features:
Boat Lift
Concrete Dock
Water Avail at Dock
Wooden Dock
Balcony
Screened Porch
Screened Balcony
Equipment:
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/ Icemaker
Washer
View:
Y
Waterfront Description:
Canal Front
Seawall
Additional Information:
Building Description: Ranch, Single Family
Community Type: Non- Gated
MLS Area: Cape Coral
Total Square Footage: 6,095
Total Floors: 2
Water: Assessment Paid, Central
Construction: Wood Frame, Stucco
Short Sale: No
Date Listed: 2026-08-20 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Equipment Stays, Electric Heat, Salt Water, Screen Enclosure
Furnished: Unfurnished
Windows: Window Coverings
Parking: Attached
Garage Description: Y
Garage Spaces: 3
Attached Garage: Y
Flooring: Carpet, Tile, Vinyl
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Impact Resistant Windows, Shutters
Security: Smoke Detector(S)
Laundry: Laundry In Residence
Irrigation: Central
Pets: Yes
Restrictions: None/ Other
Maintenance: None
Rear Exposure: E
Lot Desc.: Regular
Amenities: None
Map of 1303 20Th Ct Se, Cape Coral, FL 33990
Listing Courtesy Of: Century 21 Selling Paradise
claudiafl@comcast.net