3608 Rita Ln, St. James City, FL 33956
For Sale $559,900
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Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.
Laundry Tub
Smoke Detectors
Window Coverings
None
Taxes: $4,374.07
Tax Year: 2025
Boat Canopy/ Cover
Boat Lift
Captain's Walk
Composite Dock
Dock Included
Elec Avail at dock
Water Avail at Dock
Open Porch/ Lanai
Courtyard
Storage
Electric Cooktop
Dishwasher
Dryer
Microwave
Refrigerator/ Icemaker
Washer
Y
Canal Front
Navigable
Seawall
Elementary School: Pine Island Elementary
Middle School: School Choice
Junior High: School Choice
High School: School Choice
Building Description: Ranch, Florida, Single Family
Community Type: Boating
MLS Area: Bayview Acres
Total Square Footage: 1,544
Total Floors: 1
Water: Central
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-06-12 00:00:00
Furnished: Furnished
Kitchen Description: Island
Windows: Window Coverings
Parking: Driveway Paved, R V- Boat, Attached
Garage Description: Y
Garage Spaces: 1
Attached Garage: Y
Flooring: Terrazzo, Tile
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters
Security: Smoke Detector(S)
Laundry: In Garage, Laundry Tub
Irrigation: None
Pets: Yes
Restrictions: None
Maintenance: None
Sewer: Septic Tank
Lot Desc.: Regular
Amenities: None
Listing Courtesy Of: Castaways Island Realty Llc
marinamamarealtor@gmail.com
Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.
Property Details
Price: $559,900
Sq Ft: 1,194
($469 per
sqft)
Bedrooms: 2
Bathrooms: 2
City: St. James City
County: Lee
Type: Single Family
Development: Bayview Acres
Acres: 0.1800
Virtual Tour/Floorplan: View
Year Built: 1974
Listing Number: 2026025325
Status Code: A-Active
Taxes: $4,374.07
Tax Year: 2025
Application Fee: $0.00
Garage:
1
/
Y
Furnishings: Furnished
Pets Allowed: Yes
Interior Features:
Laundry Tub
Smoke Detectors
Window Coverings
Amenities:
None
Financial Information:
Taxes: $4,374.07
Tax Year: 2025
Exterior Features:
Boat Canopy/ Cover
Boat Lift
Captain's Walk
Composite Dock
Dock Included
Elec Avail at dock
Water Avail at Dock
Open Porch/ Lanai
Courtyard
Storage
Equipment:
Electric Cooktop
Dishwasher
Dryer
Microwave
Refrigerator/ Icemaker
Washer
View:
Y
Waterfront Description:
Canal Front
Navigable
Seawall
School Information:
Elementary School: Pine Island Elementary
Middle School: School Choice
Junior High: School Choice
High School: School Choice
Additional Information:
Building Description: Ranch, Florida, Single Family
Community Type: Boating
MLS Area: Bayview Acres
Total Square Footage: 1,544
Total Floors: 1
Water: Central
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-06-12 00:00:00
Furnished: Furnished
Kitchen Description: Island
Windows: Window Coverings
Parking: Driveway Paved, R V- Boat, Attached
Garage Description: Y
Garage Spaces: 1
Attached Garage: Y
Flooring: Terrazzo, Tile
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters
Security: Smoke Detector(S)
Laundry: In Garage, Laundry Tub
Irrigation: None
Pets: Yes
Restrictions: None
Maintenance: None
Sewer: Septic Tank
Lot Desc.: Regular
Amenities: None
Map of 3608 Rita Ln, St. James City, FL 33956
Listing Courtesy Of: Castaways Island Realty Llc
marinamamarealtor@gmail.com